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Dental Insurance – Dallas, TX

Get a Healthy Smile for Reduced Rates

Besides brushing and flossing, the health of your teeth and gums also relies on the services you receive from your dentist. It is no secret dental care can be expensive if you do not have insurance; however, you pay monthly premiums to get the comprehensive care you need for reduced rates. Your benefits allow you to see your dentist regularly to maintain optimal oral health. By keeping your teeth and gums healthy, you decrease your long-term dental costs by preventing the need for a costly treatment down the road. At Royal Dental, we are proud to accept many leading insurance carriers to help you get the affordable care you need to achieve a healthy, beautiful smile.

Close-up of dental insurance form

How Dental Insurance Works

woman at dental exam

Dental insurance is designed with prevention in mind. Every month, you pay premiums to have access to the services you need. If an issue does arise, after paying your yearly deductible, your coverage will pay for a portion of the cost of the treatments. Depending on your specific policy, you can enjoy:

How Dental Insurance Works

Often, it is thought medical and dental insurance work the same way, but this is not true. Medical coverage focuses more on treating serious issues and emergencies after they have developed. Dental insurance is more about prevention to lower your dental costs. Every $1 spent on prevention can save you $8 to $50 on restorative and emergency treatments. Dental coverage also has yearly maximums and limits.

In-Network vs. Out-of-Network

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In-Network Coverage

To make the most of your coverage, it is recommended you choose an in-network dentist. This means your insurance carrier has pre-negotiated rates with the dental office to cover more of the costs of your treatments. Royal Dental is proud to be in-network with many leading carriers, including:

Out-of-Network

Although it is often best to see an in-network dentist, we work with those who are outside of their policy’s coverage. You will need to pay the difference between the dentist’s fees and your insurance’s allowable amounts. We will file the necessary claims and paperwork to help you make the most of your benefits.

Schedule an Appointment Today!

dental check-up

Do not let your dental benefits go unused. Royal Dental will help you get the healthy smile you deserve for affordable rates. We work on your behalf with the insurance company to handle the necessary paperwork, so you have one less thing to worry out. We maximize your annual coverage to keep your treatments within your budget. If there comes a time when your care exceeds your benefits, we accept a variety of payment options, including CareCredit.

If you have any questions about your insurance policy or you need to schedule an appointment, contact our office today. We look forward to helping you achieve a lifelong healthy smile.